Excellent9.7 out of 10
883 customers have written a review on Trustpilot
clear and understanding service
I found the assistant knowledgable and helpful Read more
payingtoomuch.com well worth it !
I am very impressed with all the information I have gained and the help and knowledge given by the advisor I spoke to !!! Even more impressed with the huge saving I made on my car insurance !!! Read more
Spoke on phone and contact was very helpful. Read more
Very helpful and professional service
I was looking for a Life Insurance to cover my mortgage, Rob Dales was very helpful and knowledgeable about all the different options available to me. The screening was completed quickly without any pressure. Very impressie service - I look forward to trying some of their other products. Read more
Polite and friendly they said very helpful they said ???
When I read the reviews this what they were saying I thought I will take that with a pinch of salt so I thought give it a go I answered all the questions did the medical screening come to the part where you have look at the final figure thought that can't be right so I did it over again still the same so I phoned up and and a lovely lady answered very friendly voice put me at ease right away told me that the figure was right made my day as it was the best quote I had found in days like the reviews say polite friendly helpful what more can I say and like the man said I will be back. Read more
Mr John Jones
lowest quote in the last 4 years!
I was dealt with by a very pleasant lady called Amanda and very quickly got a very good quote, despite both myself and my husband having medical problems, the lowest for the last 4 years at least! It was reccommended to me by a friend, who also got a very quote. Read more
paying too much NOT NOW
what a great way to do business no pushy sales man just plain honest and most of all friendly. the " the small print " was explained in simple words I would recommend this company anytime for holiday ins PS ask for ROB DALE he was excellent. Read more
Save money but get excellent service
I had a problem with my annual travel insurance running out whilst I was going to be away on holiday. This was due to my misreading the expiry date and no fault of the insurers. However they were very helpful and arranged for an insurance to cover the period of the holiday at a very good price. I would recommend them to anyone and will certainly use them for my next travel insurance requirements. Read more
First Class Service - Easy to use - Excellent Comparison Site - Highly recommend
I searched all the recognised search sites, checked this site and after comparing prices this site came up with a well known and recognised insurance company that offered a price that was exactly what I wanted. I filled in my details and after a short phone call from Steve from PayingTooMuch I had Cover confirmed. The 30 day cancellation is also a Peace of Mind guarantee Read more
italy here I come
Had an exciting day, just booked a trip to Italy, Now the question of insurance, as a senior citizen it is hard to find affordable cover, that is until I found PayingTooMuch.com. The staff and my contact was Rob Dale are so friendly and helpful. I used them when I went to Ireland so they had a record of all my details. My holiday cover was in place in no time. Read more
Excellent service and value for money.
Came across this great website whilst searching on Google for holiday insurance that covered pre existing health conditions. I got myself muddled buying on the web so I called the freephone number and was given some fantastic quotes, the salesperson was patient, chatty and very helpful. Just made my second call to Paying Too Much in order to buy the right Holiday insurance and once again it was a courteous and very helpful call, purchasing was easy, there are no credit card fees and you gain bonus coins towards future purchases. I would strongly recommend anyone looking to buy insurance makes Paying Too Much their first port of call. Read more
Straightforward, clear, to the point and swift
The whole process of applying and being granted a life insurance policy seemed very straightforward and unexpectedly easy. when I needed some extra info over the phone it was available instantly and in a friendly easy to understand way. Quotes seemed much better than going direct to insurer as well. Good. Read more
Mr Caspar van Dongen
Excellent to deal with and good quotations given Read more
Travel insurance choice made easier by telephone follow-up.
Choosing travel insurance on comparison sites gets you the most competitive rates but you may have no information on the companies. The telephone link was useful for asking questions. Also, it was the only site I have used that had a function for deleting a component that I did not require to be insured (in my case, for baggage). Of course the final analysis with travel insurance choice only occurs if you have to make a claim. Read more
The person I spoke to was very patient while I told them my health issues. They then slowly went over it again to make sure they had everything and then gave me a price . I was pleasantly surprised at the price and took policy out . I would not hesitate to take out policies again ( and will probably do so again for next years holiday ) . Thank you for making it all so easy Read more
So much easier and cheaper than usual
I have multiple medical conditions and getting travel insurance is normally an expensive time consuming process. This really was a breath of fresh air, one call, and three decent quotes. Representative was lovely as well - Thanks Read more
Very smooth service will use again
after a bit of a problem where I cancelled the policy by mistake they pick up the details and sorted a new policy and at the same cost great service well done Read more
For that price ,did I leave something out? No I didnt !
I needed travel insurance and completed rivals questionnaires , watching the cost go up and up. I tried PayingTooMuch.Com ,filled out their questionnaire and it scarcely moved .I looked again....and again. What had I missed? Had I given an incorrect answer? Was there some complex small print? This looked too good to be true, so I phoned ---and went through it all again. The price stayed . I bought their Travel Insurance. Not only that.I had a pleasant conversation with an operator who treated me like a human . No hard sell or sounding like I was #4 of the 25 to be spoken to in the next 2 hours to meet the targets. Best by a long way. Read more
If only other Insurance sites where like this
The only problem I have was one I caused my self awaiting E Mail reply but other than that everything went very smoothly Read more
Mr D A Southworth
A PLEASURE TO DEAL WITH
i HAVE SOME MEDICAL PROBLEMS AND GENERALLY FIND THE MAIN STREAM INSURERS DIFFICULT TO DEAL WITH NOT THE CASE HERE, SECOND TIME i HAVE USED THIS COMPANY AND WILL CONTINUE TO DO SO. Read more
Can We Help?
Pre-Existing Medical Conditions Travel Insurance
We compare for 2,000+ conditions:
- Angina, stroke and heart stents
- Diabetes and high blood pressure
- Many other conditions covered
- Compare online, or call us on 01243 784000.
Please untick this box if you don't want to receive email updates from payingtoomuch.com in the future.
About our specialist travel and holiday insurance serviceOur specialist travel and holiday insurance comparison service is able to provide for customers with pre-existing medical conditions and those aged 70 or over.
To compare prices, simply enter your trip details above and proceed as normal, declaring any pre-existing medical conditions when prompted.
|High blood pressure||£17.54|
|* Example premiums of a 50 year old travelling to Europe for 14 days.|
Which pre-existing medical conditions can you cover?We compare a range of pre-existing medical conditions; the most common conditions we encounter are listed below:
|Arrhythmia (irregular heartbeat)||High blood pressure||Pancreatitis|
|Bowel prolapse||High cholesterol||Polymyositis|
|Cardiac valve disease||Hypothyroidism||Psoriatic arthritis|
|Cervical spondylitis||Irritable bowel syndrome||Retinopathy|
|Chronic airflow limitation||Ischaemic heart disease||Rheumatoid arthritis|
|Coronary angioplasty||Joint replacement||Sleep apnoea|
|Deep vein thrombosis||Low blood pressure||Slipped disc|
|Dementia||Meniere’s disease||Ulcerative colitis|
Can I simply not declare my pre-existing medical condition?Any claims made as a direct or indirect result of a pre-existing medical condition must have been declared at the start of the policy in order to be successful.
Some customers do decide to take out standard travel insurance without disclosing their pre-existing conditions as the baggage and belongings cover will still be covered.
However these customers should be cautious about claiming for medical expenses or for claiming under cancellation due to falling ill before the departure date, as non-disclosure of pre-existing conditions could very likely invalidate such a claim.
Should I include standard travellers on a specialist travel insurance policy?It tends to be much cheaper to insure standard travellers on a separate policy than adding to a specialist policy that is designed to cover those with pre-existing medical conditions.
This is because the insurer is taking on the additional risk that the standard travellers may incur additional cancellation and curtailment costs as a result of the traveller with the pre-existing medical condition(s) becoming ill.
We therefore suggest you consider whether the standard travellers are dependent on those with the pre-existing condition(s). If the standard travellers would be unaffected by a worst-case scenario affecting the traveller(s) with the pre-existing medical condition(s), then they may only require a separate/standard travel insurance policy, which is likely to be significantly cheaper.
There will be some scenarios (eg. when travelling with those under 16) where it is necessary for standard and non-standard travellers to be placed on the same policy.