Excellent9.6 out of 10
944 customers have written a review on Trustpilot
if your sobbing call Robin he"ll make you smile.
I am looking for life cover and Rob assisted my concerns in a nice human way. A decent friendly chap. Not many left in this money grabbing world.. Read more
Short, sweet, value for money
I have an underlying medical condition and had given up on being able to travel as I received which were in comparison to the holidays themselves. I have been able to spend a week in Spain and am going to Frankfurt with the safe knowledge I have insurance I could afford and still having spending money. It is a wonderful feeling Read more
Ms Lisa Brereton
very good got what i wanted
as above as above as above as above as above Read more
From the first contact to buying the insurance the staff were very polite and helpful. Never had to make a claim so don't know what the actual insurers are like. Read more
Efficient,clear & concise
Reliable and informative Read more
What a Suprise/Paying too much.com
What a lovely suprise i had when searching for life insurance and came up with this little gem. gave me the best quote from a large company Read more
I was Very Happy with the way I was dealt with the lady was so helpful with my request as I said very happy with payingtoomuch .com I will be moor than happy to tell friends I will use you again and thank you so much Read more
if you require travel insurance contact Amanda at PayingToo Much. Read more
felt like a spider travelling the web
was looking for travel insurance found this great site because other ones would have had me paying over the odds Read more
good day at the office
so easy to continue to use this site all medical info stored , great people to relate to, a pleasure to find an efficient organisation with reasonable prices Read more
one of the best for peaple like me who find getting insurance difficult when elderly and have medical problems
The advisor I spoke to was very helpful and took me through the process very easily. I will be passing on there website too all my friends. Read more
Over 85 and still travelling?
If you need travel insurance and you are over the age of cut-off from some Insurance providers, then try "Payingtoomuch", You will find them very obliging and helpful. Read more
Did it in about 20 minutes on line and very easy. Had phone confirmation of acceptance within 30 minutes Read more
I have used this site previously and found it still to be the most clear and simple . I have choices I can make depending on what suits my needs. Read more
Helpful, professional and personable
I have a complicated medical situation and Beth took the time to carefully and considerately get the information she needed to ensure the medical team had what they needed to make a considered decisions. She was very personable and professional and reliable. Fantastic service. Read more
easy to use!
Good site - all clear and east to understand and navigate Read more
no crash landing
Very helpful Lady at the controls Read more
Excellent personal service
First class and helpful assistance, thank you Read more
Mr Norman Steel
Excellent Service - Fair and reasonable price
Brilliant service - very reasonable was quoted £300 more by other sites Read more
ITS A TEN FROM LEN
APPLYING ON LINE WAS QUICK AND PAINLESS AND NO COLD CALLS TO PUT YOUR BLOOD PRESSURE UP Read more
Can We Help?
Pre-Existing Medical Conditions Travel Insurance
We compare for 2,000+ conditions:
- Angina, stroke and heart stents
- Diabetes and high blood pressure
- Many other conditions covered
- Compare online, or call us on 01243 784000.
Please untick this box if you don't want to receive email updates from payingtoomuch.com in the future.
About our specialist travel and holiday insurance serviceOur specialist travel and holiday insurance comparison service is able to provide for customers with pre-existing medical conditions and those aged 70 or over.
To compare prices, simply enter your trip details above and proceed as normal, declaring any pre-existing medical conditions when prompted.
|High blood pressure||£17.54|
|* Example premiums of a 50 year old travelling to Europe for 14 days.|
Which pre-existing medical conditions can you cover?We compare a range of pre-existing medical conditions; the most common conditions we encounter are listed below:
|Arrhythmia (irregular heartbeat)||High blood pressure||Pancreatitis|
|Bowel prolapse||High cholesterol||Polymyositis|
|Cardiac valve disease||Hypothyroidism||Psoriatic arthritis|
|Cervical spondylitis||Irritable bowel syndrome||Retinopathy|
|Chronic airflow limitation||Ischaemic heart disease||Rheumatoid arthritis|
|Coronary angioplasty||Joint replacement||Sleep apnoea|
|Deep vein thrombosis||Low blood pressure||Slipped disc|
|Dementia||Meniere’s disease||Ulcerative colitis|
Can I simply not declare my pre-existing medical condition?Any claims made as a direct or indirect result of a pre-existing medical condition must have been declared at the start of the policy in order to be successful.
Some customers do decide to take out standard travel insurance without disclosing their pre-existing conditions as the baggage and belongings cover will still be covered.
However these customers should be cautious about claiming for medical expenses or for claiming under cancellation due to falling ill before the departure date, as non-disclosure of pre-existing conditions could very likely invalidate such a claim.
Should I include standard travellers on a specialist travel insurance policy?It tends to be much cheaper to insure standard travellers on a separate policy than adding to a specialist policy that is designed to cover those with pre-existing medical conditions.
This is because the insurer is taking on the additional risk that the standard travellers may incur additional cancellation and curtailment costs as a result of the traveller with the pre-existing medical condition(s) becoming ill.
We therefore suggest you consider whether the standard travellers are dependent on those with the pre-existing condition(s). If the standard travellers would be unaffected by a worst-case scenario affecting the traveller(s) with the pre-existing medical condition(s), then they may only require a separate/standard travel insurance policy, which is likely to be significantly cheaper.
There will be some scenarios (eg. when travelling with those under 16) where it is necessary for standard and non-standard travellers to be placed on the same policy.