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Cancer is a disease which affects the cells in your body and there are many different types of cancer which affect different cells.
The commonality between different types of cancers is that the cells are all abnormal and multiply at an increased rate.
There are vast differences between the different types of cancer, so it is important that you know exactly what type of cancer you have, and details such as whether it has spread and how the cancer is being treated. This will enable us to give you an accurate quotation.
Once diagnosed with cancer, many people panic about the cost of their travel insurance rising.
When covering conditions such as cancer there is an increased risk that needs to be covered by insurance companies, which is why the premiums are higher.
We will take you through a series of screening questions to determine the severity of your condition, before offering some quotes from our panel of providers.
These questions will take into account how long ago the condition was diagnosed, if there has been any spread to other parts of the body, how the cancer is being treated, and how often you are receiving medical check-ups for it.
The impact on the premium depends on how these screening questions are answered. It is important to be as honest and accurate as possible when declaring your conditions to ensure you are adequately covered.
We compare cover for a range of different conditions; the most common cancers we encounter are listed below:
|Bladder cancer||Bone Cancer||Bowel Cancer|
|Breast Cancer||Brain Cancer||Cervical Cancer|
|Kidney or Ureteric Cancer||Blood Cancer||Bone Marrow Cancer|
|Liver Cancer||Lung Cancer||Ovarian Cancer|
|Prostate Cancer||Skin Cancer||Testicular Cancer|
|Thyroid Cancer||Oesophageal Cancer||Stomach Cancer|
|Retinoblastoma||Mouth Cancer||Tongue Cancer|
|Pancreatic Cancer||Uterine Cancer||Throat Cancer|
There are some circumstances where the insurers would not be able to offer cover for cancer.
The most common condition insurers cannot cover is metastatic cancer – this is where the cancer has spread from one part of the body to another. However this is not always the case, and there are no specific guidelines – it does depend on how the cancer is treated.
If in doubt, please don’t hesitate to contact us for further information.
Pregnancy isn’t usually classed as a pre-existing medical condition. But if you have any conditions related to your pregnancy, such as gestational diabetes, you’ll need to tell us. This way you’re covered in case of any unexpected medical treatment you might need on your holiday.
It’s really important to tell us about any conditions that you’ve had symptoms, treatment or medication for. Declaring any medical conditions helps to make sure your policy is valid. This way, you can have peace of mind knowing that you'll be covered if something goes wrong.
If we can’t cover your condition, the Money Helper Travel Insurance Directory may be able to help.
A few factors can affect how much your travel insurance costs, including your medical conditions, age and destination. We use trusted providers to compare the best travel policies so you can choose the right cover to suit your needs.
With the right policy, you should still be able to travel to the same places you normally would. This will normally exclude any destinations that are against FCDO advice, but you can check the full policy details when you get your quotes.