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If you’re living with lung cancer, you could still get covered and have peace of mind while you’re on holiday. Acceptance depends on the stage of your cancer. You should be able to find affordable cover if:
To find out more about cover for lung cancer, talk to a member of our friendly customer service team.
If we can’t offer you cover, the Money Helper directory has a list of specialist medical insurance providers, who could help.
Living with lung cancer doesn’t always mean you can’t get travel insurance and explore the world. Through PayingTooMuch, you could find the right cover through our well-known insurers who offer cover for pre-existing medical conditions. All you need to do is answer some questions about your health.
This might include:
Questions might vary. It’s important to be honest about your medical conditions to make sure you can find the best cover for your needs.
There is no one-price-fits-all for holiday cover. It all depends on you and your trip type. Some factors that might impact the costs include:
If you have any other pre-existing medical conditions, as well as your lung cancer, your policy will be more expensive. This is because you’re more likely to make a claim.
The cost of healthcare varies across countries. If you’re travelling somewhere where it’s more expensive, like the USA, your cover will be more expensive.
If you want to enjoy high-risk activities, such as skiing, you might need a higher level of medical cover to make sure you’re protected if you have an accident.
The older you get, the more likely you’ll need to make a medical claim on your insurance. This will make it more expensive. Find specialist cover for the over 50s, 60s and 70+ to make sure you get the right policy.
The type of travel insurance you should get depends on your needs. If you’re living with lung cancer, you should make sure your travel policy will cover you, so that if you need to claim, you’ll be protected. This way you can focus on getting back on your feet.
The best place to start is deciding whether you need a:
- Single trip policy - ideal for travellers who only have one holiday booked
- Annual multi-trip policy - more cost-effective if you’re planning several trips in a year
Our guide to what to look for in a travel policy may be able to help you find the right type of policy for you.
You may be able to find travel cover even if your cancer has spread to other parts of your body. This will depend on things such as how many treatments you take, how recently the cancer has spread and where you’re planning on going.
You’ll be asked this question when you tell us about your current health, so if we’re able to offer cover, you’ll find it on the results page.
Travel insurance doesn’t cover you for routine treatment abroad. It covers you for other things such as emergency medical care, lost baggage, delays and much more.
A GHIC card (formally known as the EHIC) could help towards the cost of routine treatment abroad, such as oxygen therapy. You’ll need to book this before your trip.
A GHIC card shouldn’t be used instead of travel insurance. To get the highest level of protection, you should travel with both. You can find out more in our guide to GHICs and EHICs.
You can still get travel insurance while having chemotherapy treatment, but you should speak to your doctor to make sure you’re well enough to travel. Not all insurers will offer cover while you’re having chemotherapy, so it’s important to answer the medical screening questions accurately.
If your doctor agrees you are fit to travel, then you can compare quotes that will cover you while you’re undergoing or planning to have chemotherapy treatment.