Quick and easy price comparison tool
Why choose PayingTooMuch?
Cover for pre-existing medical conditions
Trusted insurers you can feel confident in
Talk to our friendly UK based travel insurance experts
The heart is a pump that moves blood around your body, delivering oxygen and nutrients through your veins and removing unwanted carbon dioxide and waste products from your blood stream.
There are a whole variety of conditions which can affect your heart and luckily, almost all of these can be covered on your travel insurance policy.
It is important to declare to the insurers whether you have ever had any treatment for a heart condition, even if it was 15 years ago and you've had surgery and are fine now, because if undeclared it could invalidate your insurance policy.
The most common conditions which occur are:
- Ischaemic heart disease
- Heart attacks
- Arrhythmia (covering atrial fibrillation, irregular heartbeat and palpitations)
- Heart failure (known as impaired contractility)
- Cardiac valve disease
Almost all of these conditions can be covered by insurers.
The insurers will take into account things like whether you have had any surgery for your condition, such as a heart bypass, a coronary angioplasty or a stent insertion.
In addition, how long ago the condition, or treatment first occurred will make a difference.
Also if there are any related conditions (such as high blood pressure or high cholesterol) even if they have now been lowered with treatment is important too.
Pregnancy isn’t usually classed as a pre-existing medical condition. But if you have any conditions related to your pregnancy, such as gestational diabetes, you’ll need to tell us. This way you’re covered in case of any unexpected medical treatment you might need on your holiday.
It’s really important to tell us about any conditions that you’ve had symptoms, treatment or medication for. Declaring any medical conditions helps to make sure your policy is valid. This way, you can have peace of mind knowing that you'll be covered if something goes wrong.
If we can’t cover your condition, the Money Helper Travel Insurance Directory may be able to help.
A few factors can affect how much your travel insurance costs, including your medical conditions, age and destination. We use trusted providers to compare the best travel policies so you can choose the right cover to suit your needs.
With the right policy, you should still be able to travel to the same places you normally would. This will normally exclude any destinations that are against FCDO advice, but you can check the full policy details when you get your quotes.