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Living with epilepsy doesn’t mean you can’t travel. But it does mean you could be more prone to medical emergencies. It’s important to find the right travel insurance to make sure you’re protected for cancellations and medical emergencies abroad.
Without the right cover, medical expenses could cost you thousands out of your own pocket.
Epilepsy is a pre-existing medical condition and must be shared with us when you start a quote. That way you can travel with peace of mind knowing you have the right cover for your needs.
Most standard policies, without add-ons include:
Finding the right travel insurance when you have epilepsy doesn’t have to be daunting.
Start your quote and answer questions about you and your trip. This will include questions about your trip and your health. It’s important to answer everything as accurately and honestly as possible, to help us find the right cover for you.
Then all you need to do is compare policies and pick the one that’s best for you.
The right cover depends on you and your trip type.
Built for people that only need to cover one trip
Often better value for money if you’re going on more than one getaway in a year
There are many factors that can affect the price of travel insurance, but the cheapest policy isn’t always the best for your needs. It’s important to read through the terms of your cover carefully to make sure you’re properly protected for the things that matter to you.
Factors that could affect the price include:
If you have any pre-existing medical conditions, your cover will be more expensive. This is because you’re more likely to make a claim.
The older you get, the more likely you’ll have an accident or fall ill either before your trip, or while on holiday.
If the place you’re visiting has more expensive healthcare, you’ll need a higher level of cover
The longer your trip, the more protection you’ll need
Some activities can be classed as high risk and you’ll need extra cover
You should be able to get holiday cover for most places in the world, but some might be more expensive.
If they have costly medical care, such as the USA, your policy will cost more. The same applies to countries that are more prone to natural disasters. So it’s worth thinking about whether a single trip or annual policy would work better for you. You can read more in our guide on what to look for in your travel policy.
To help us find the best cover for you, we’ll need to ask you questions about your epilepsy. This will include asking about:
- Whether you lose consciousness during a seizure
- Any unplanned hospital admissions for seizures or epilepsy in the last 12 months
- How many different medicines you take for epilepsy and seizures
- How long ago your first seizure was
- Whether your epilepsy or seizures are related to any other medical conditions
Questions will vary from person to person. Make sure you answer them as honestly as possible to make sure you get the right cover.
Even if you haven’t had a seizure in over two years, you should still tell us about your epilepsy. This is because we’ll need to know about the type of medication you take to keep your seizures under control. This way you’ll be covered in case of a medical emergency related to your epilepsy.
If your doctor has told you that you are not fit to travel, then we won’t be able to offer you travel insurance. So if you need medical treatment on holiday, you won’t be covered for the cost of this.
But if you already had a travel policy before your doctor advised not to travel, then you could be covered for cancellations.
If you’re living with epilepsy, you should still be able to add winter sports cover to your travel insurance policy.
If you’re going to be enjoying winter activities, such as skiing, it’ll need to be added to your policy. That way, you’ll be more protected if you have an accident.