Compare Travel Insurance for Norway
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Key things to know about travel insurance for Norway
- Essential Financial Protection: Covers medical emergency and medical repatriation costs (over £16,0004) that a GHIC does not fully cover, given Norway has the world's third-highest healthcare costs.
- Disruption and Theft Coverage: Protects you from losing money due to unpredictable Norwegian weather, which can cause delays and cancellations. You can also use it to protect your belongings from theft or loss.
- Activity-Specific Add-ons: Requires extra winter sports cover for skiing (e.g., in Hemsedal or Trysil) or specialised cruise insurance for Fjord excursions, as core policies exclude these high-risk activities.
- Accurate Policy Setup: Match your policy type to your travel frequency (single vs. annual multi-trip) and fully declare all pre-existing medical conditions to avoid claims being rejected.
Norway travel insurance
Norway travel insurance isn’t any different from a normal travel insurance policy; it is just specifically designed for your trip to Norway.
Norway is a wonderful holiday destination, full of stunning nature such as the UNESCO-listed Geirangerfjord and the Northern Lights. Having travel insurance can help you enjoy these things and more with peace of mind knowing you’re covered if something were to go wrong during your trip.
Keep reading to find out why you should consider buying travel insurance for Norway.
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Why do you need travel insurance for Norway?
There are a few reasons why you need travel insurance for Norway, mainly:
High healthcare costs in Norway | Without travel insurance, a medical emergency can be very expensive. This is because Norway has high medical costs, being the 3rd most expensive in the world behind The USA and Germany2. |
Travel disruption | Depending on the region of Norway you’re visiting, the weather can be unpredictable. This can lead to flight cancellations and delays. |
Medical repatriation | If you fall ill and need to be flown back to the UK with a medical escort, it can cost over £16,0003. Travel insurance can significantly reduce the cost of this by enabling you to only pay your excess fee instead. |
Cancellation | If you’re unable to go on your trip because of an emergency, travel insurance can help you reclaim the costs. |
Loss/theft of belongings | Replacing items while you’re abroad can be expensive. A travel insurance policy can help with the costs of this. |
Do you need extra cover for Norway?
It’s likely you’ll need extra cover (in addition to your core policy) if you’re planning on doing some high-risk activities. This is because your core policy is unlikely to cover everything you could/will do during your trip to Norway. Before you think about getting any additional cover, though, you should carefully read your policy documents to check exactly what you are and aren’t covered for.
For example, if you’re planning to go skiing in Hemsdal or Trysil, you’ll need to have winter sports cover.
If you’re looking forward to a cruise around the Fjords, you’ll need cruise travel insurance to make sure you’re protected against cruise-specific risks such as cabin confinement and missed port departure.
Should I choose Single-trip or Multi-trip cover for Norway?
Choosing between single-trip cover and annual multi-trip travel insurance depends on how often you travel within a 12 month period.
If Norway is the only trip you’re planning this year, a single-trip policy is likely to be more suitable. You’ll only be paying for a policy for that trip. If you want/need to visit Norway or travel multiple times in a year, an annual multi-trip policy may work out better for you. This is because the more you travel, the cheaper your policy becomes on a per-trip basis. It also means that you don’t have to do more admin each time you travel.
Travel insurance for Norway with pre-existing medical conditions
It’s important to declare any pre-existing conditions you have during your medical screening process. If you didn’t declare it and you had a flare-up on your trip and needed medical care, your claim would likely be rejected by your insurer, leaving you liable for the entire cost of your care. It is possible to get travel insurance regardless of your medical condition; comparing quotes can make this process easier. And if your condition is being well managed, it is unlikely to have a large effect on the cost of your premium. Being fully transparent before your trip could save you tens of thousands of pounds later on.
Many of the insurance providers we work with specialise in travel insurance for people with pre-existing medical conditions. Stop paying too much for your travel insurance by comparing today.
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How to compare Norway travel insurance
You can compare travel insurance policies for Norway using our simple comparison tool. This can help you find the right policy for your trip quickly. When comparing quotes, it’s important to focus on finding the right cover for your individual circumstances vs. the price, as doing so can save you thousands of pounds in the future.