Do I need to declare my skin cancer if I’m in remission?

Yes, you need to declare all medical conditions you’ve had treatments, tests or investigations for in the last two years, even if you’re in remission.

What types of skin cancer do you cover?

Yes, we can usually cover most types of skin cancer, including basal cell carcinoma, squamous cell carcinoma, malignant melanoma and mycosis fungoides. Finding the right cover will depend on you and the stage of your condition.

Should I wait until my skin cancer treatment is finished before getting a quote?

Through PayingTooMuch, you could find travel insurance that covers you while you’re getting cancer treatment, but it depends on you and your trip type. It’s also important to speak to your doctor before you travel, to make sure it’s safe. If you need to continue routine treatment abroad, this will not be covered by your travel insurance, but it could be using a GHIC card in Europe. It’s important to note that a GHIC card is not a replacement for travel insurance, and won’t cover you for things like cancellations, lost baggage and delays.

What questions will I be asked in my medical screening for skin cancer?

You’ll be asked questions to make sure you get the right cover for your needs. This might include: What form of skin cancer were you diagnosed with? Has the cancer spread to the skin from somewhere else in the body? How long ago was your last cancer treatment for this condition? Have all lesions been completely removed or destroyed? Questions will vary depending on your answers. It’s important to be as honest as possible to make sure your travel cover is right for you.

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What does travel insurance for skin cancer cover?

We understand that it’s difficult to find reliable travel insurance when you’re living with skin cancer. PayingTooMuch specialises in cover for pre-existing medical conditions, so most standard policies bought through us include:

· Medical emergencies, including repatriation (emergency transport back to the UK)

· Cancellations

· Travel disruptions

· Accidental damage or injury

· Baggage

· Loss, damage and theft of personal items

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Can I get travel insurance with skin cancer?

If you’re living with skin cancer, you could still find the right cover for your holiday. You should be able to find cover that’s right for you if:

Your condition is diagnosed and no longer being investigated

You’re not on a waiting list for surgery or a procedure

You’re not waiting to be discharged from post-operative checks

Your skin cancer hasn’t been diagnosed as terminal

If you want to know more about cancer cover, you can talk to our helpful customer service team. If you can’t get cover through us, the Money Helper directory has a useful list of specialist medical insurance providers, who might be able to help.

What will I be asked when getting travel insurance after skin cancer?

Finding the right travel insurance when you’re living with skin cancer can be daunting. Tell us as much as you can about your condition and choose from policies you know are right. Questions you’ll be asked might include:

How long you’ve lived with skin cancer

If you’ve received any treatment, and when

If you have any related medical conditions

What stage your skin cancer is

Questions might vary, depending on the stage of your skin cancer. Answer the questions as honestly as possible to make sure you’re shown policies that are right for you.

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What type of travel insurance do I need?

To find the right policy, you need to let us know as much as you can about you and your trip. That way, you’ll be able to compare cover that’s right for your needs. This might include policy with specialist cruise cover if you’re venturing to the seas. Or winter sports cover if you’re heading to the slopes.

Single Trip Cover

The cheapest option if you’re only going on one trip

Annual Multi-Trip Cover

Often the most cost-effective cover if you go on holiday more often

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Single tripCovers you for one trip

Annual multi-tripCovers you for multiple holidays in 12 months

CruiseGives you cruise-specific cover

Winter sportsGet cover for your ski-ing holiday

Pre-existing medical conditionsCover your pre-existing conditions

Frequently asked questions

You’ll be asked questions to make sure you get the right cover for your needs. This might include:
- What form of skin cancer were you diagnosed with?
- Has the cancer spread to the skin from somewhere else in the body?
- How long ago was your last cancer treatment for this condition?
- Have all lesions been completely removed or destroyed?
Questions will vary depending on your answers. It’s important to be as honest as possible to make sure your travel cover is right for you.