From a palm tree-laden Insta-snap to broadcasting your beach beverages on Facebook, we’re all guilty of the occasional ‘holiday brag’ on social media. But holidaymakers are being warned to think twice before pressing ‘post’, to avoid risking their home security and invalidating their home insurance.
Even if your snorkelling selfies are more likely to be seen by your Granny than millions of followers, publically sharing information such as your whereabouts online could pose a serious security risk – and could even see your insurer refusing to pay out.
Posting that you are on holiday makes it clear that your home is empty, while any previous bragging about expensive purchases advertises what might be in the house. As well as increasing the risk of a burglary, any claims you make on your home insurance after a break-in could be rejected because you didn’t take ‘reasonable care’ to keep your property safe.
Some insurers will check your social media activity before paying out, and those who check-in their location on Facebook could be refused a payout.
Steve Rayner, General Insurance Channel Manager at payingtoomuch.com said: "Posting your whereabouts on Instagram or Facebook can allow criminals to target your property. You must be sensible and take reasonable care and only upload images when you return from your trip. Make sure you tighten your security online by setting your privacy to the highest setting.”
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