If you have a pre-existing medical condition, we can help find an affordable policy
After booking a holiday it can be a daunting experience trying to find affordable travel insurance, especially if you have a pre-existing medical condition. Sometimes it can be frustrating to see that the price of the policy is very high and you might think that all insurers are pricing you out of an affordable policy.
This isn’t the case with Payingtoomuch.com as we can compare travel insurance to include pre-existing medical conditions on the policy. We have developed a unique comparison tool which allows you to choose whether you'd like to include standard travel passengers with the specialist travel insurance, or insure them separately.
Finding the best travel insurance
Don’t accept the first policy you see. As you would expect, there are many insurers who will provide you with a quote but not all of them will be competitive or affordable. Shop around and compare several policies, you might find that many of them offer the same cover but their prices vary drastically. If you have a medical condition and you need travel insurance then you should consult a specialist rather than buy the cover from your bank or travel agent.
How we can help you
We use a number of travel insurance underwriters that we work closely with to ensure that we offer our clients excellent value for money. This doesn’t always mean we are the absolute cheapest, because the cheapest policy won’t always provide sufficient cover, but we are always very competitive and we offer a range of cover levels depending on the requirements and your budget.
Travel insurance underwriters ask you to disclose any pre-existing medical conditions and will charge extra for some conditions because you are statistically more likely to need medical attention and therefore make a claim than a customer that doesn’t have that condition.
We try to ensure that medical increases are kept to a minimum by offering quotes from a panel of insurers, which also means you have a wide choice of cover levels available to you.
So give our travel insurance comparison tool a try or call our friendly travel consultants today on 01243 784000.
Sample quote
|
Payingtoomuch.com |
£317.00 |
|
Post Office |
£489.00 |
|
John Lewis |
£581.00 |
|
Saga |
£886.00 |
Premiums based on two travellers, 67 and 66, travelling to USA for two weeks, 1st December 2017. Traveller one has Arrhythmia, with medication and a blood thinner with no associated complications. Traveller two has one tablet for raised blood pressure and raised cholesterol. Both non-smokers.
