Following the upsetting and horrific terrorist attacks in Paris on Friday night, our travel team have had some enquiries from customers traveling to France soon regarding their travel insurance.
Unfortunately, there is a blanket exclusion on all travel insurance policies for any claims relating to terrorism. If you choose not to travel, you will be unable to make a cancellation claim.
However, if you continue your travel as planned, you remain fully covered as per your policy schedule.
If your travel is disrupted due to airport closures or flight changes, your airline or tour provider should be responsible for making suitable arrangements for your wellbeing.
The specific policy wording on terrorism is:
"You are not covered for anything directly or indirectly caused by:
- War, invasion, acts of foreign enemies, hostilities or warlike operations (whether war be declared or not,) civil war, rebellion, revolution, civil commotion or uprising, blockade, military or usurped power.
- Any act of terrorism not involving the use or release of, or threat thereof any nuclear weapon or any chemical or biological agents. (Although this exclusion does not apply to medical expenses, provided the insured person has not participated in or conspired in the acts of terror.)
An act of terrorism is defined as an act including, but not limited to, the use of force or violence and/or threat of any person or group of persons, acting on behalf of or in connection with any organisation or government committed for political, religious, ideological or similar purpose, including the intention to influence any government, and/or to put the public, or any section of the public at fear.”
If you have any questions, please call our travel team on 01243 784000.