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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Where you live
Some lenders will only lend in specific Countries, Counties, or Postcode areas.
Joint Mortgages
You can choose to borrow in single name or joint names but as a rule the property needs to be in the same name as the mortgage.Your date of birth
Broadly speaking we can arrange mortgages for all provided you can prove you can afford the repayments.Repayment Mortgage
A repayment mortgage means that each month the borrower is paying back both the capital sum borrowed and the interest obligation. This arrangement means that at the end of every year, the overall balance of your loan decreases.
Interest Only Mortgage
Interest only mortgages differ from the repayment type in that each month just the interest owed is being paid back. This means that whilst the monthly payments will be much less than they would be on a repayment mortgage deal, the overall capital sum is paid back at the end of the loan's term via a bolt-on life assurance product - known as an endowment.
