Excellent9.7 out of 10
911 customers have written a review on Trustpilot
Great service, Very easy, Understandable.
Easy to set up as person to talk to was Great!!! Read more
Quick and Speedy Service
Everything on the application was clear and easy to complete. Read more
efficient and friendly
Great customer service from Amanda when I couldn't find my illness in the drop down menu. Very reasonable. Read more
AMANDA Like a school teacher.Expains very clearly & simple.
feels that they care & wants your custom. very good. Read more
One phone call job done!!!
Thanks to Steve for making our applications painless he is a credit to your company, Read more
Clear and straight forward!
Have been shopping around for a cover and found this website very helpful and good value. Read more
Cool And No Fuss
No Fuss No Hassle How Cool For An Insurance Quote Read more
A Pleasure to do business with.
Did most of it on line very straight forward had a call from them and completed payment etc over the phone extremely competitive and a pleasure to do business with will use in the future, and very highly recommended a big thankyou. Read more
Great value travel insurance for over 85 year olds.
Finding cheap travel insurance for the over 85s is incredibly difficult. I turned 85 this year and I notice a huge increase in premiums. Thanks to your website, I'm going to pay less than £5 a day for my next trip to Italy. The cheapest rate on GoCompare was 3 times as much! Read more
Lovely friendly people have used on many occasion Read more
Had gone round and round the web sites and found it so confusing, alright if you have no medical conditions but a real headache otherwise. Gave up and rang payingtoomuch, had a lovely lady called Emma . who sorted me out in 5 minutes, took my payment over the phone, all done, what a relief. When you are not so good on the computer it is nice to talk to a voice, Thank you Jill Read more
very helpful and knowledgable
i had never heard of paying to much.com until i recently tried to get life cover quotes. the person i spoke to was extremely helpful, and swiftly guided me through the quotation process. he was very helpful, and explained if i had any concerns. i would certainly recommend this company to anybody who may be looking to obtain life cover insurance. Read more
I recently contacted Paying Too Much to arrange holiday insurance for a one-off trip for my 88 year old parents. I spoke to two very pleasant ladies Becky and Amanda who were extremely helpful and sorted out a very reasonable quote. I would definitely use this company again Read more
Gillan Ward on behalf of Mr Koziol
WOW Pays to shop around
Got a couple of quotes before this for our travel insurance they were really expensive, thought I was asking to go to the moon, then spoke to a lovely lady Emma she was brill gave lots of details and a few different options. Hope her boss reads this he may give her a raise. Will definately be asking for quotes for car and home insurance when they come up for renewal, maybe able to save lots of money. Read more
Worried but no need
Completed page after page the application for life insurance,and after approx 20 min's the computer crashed, sitting there thinking should i go through all this again. When a very nice man from Paying too much. com telephoned and helped me to complete the application. EXCELLENT. KEEP UP THE GOOD WORK Very Pleased Read more
I was paying too much but not now.
Travel Insurance for an 80 year old with medical conditions is very, very costly and difficult to obtain but when I found Amanda the process was so much easier her pleasant personality really made a difference to the whole process and at a much lower cost than I had been paying with previous insurers whose quote had almost doubled this year so very many thanks to PayingTooMuch for having a more reasonable quote. I would certainly recommend. Read more
A1 Sales team, very competative rates, easy to complete the transaction, will use again
After trying most of the afternoon on the phone to get health insurance for my husband and getting quoted very high prices I goggled travel insurance for heart attacks and came across this site, they were very understanding easy to go through the question and the rates were £70 cheaper than other high street insurers, will most definitely use again Read more
Very nice sounding caring people. They could not have been kinder.
A very good experience all round. Well done. Read more
It was a good experience, after trying other companies and experiencing ridiculous prices some almost as much as the air fare on my holiday, I found one which met my needs, was quick and easy to deal with, and the lady who dealt with me was efficient and friendly. I am very satisfied Read more
Peter Colin Sherlock
This is a very helpfull company
Spoke to Amanda who was very helpful and polite .this is the second time I have used paying too much.com found them to be very reasonable with all there quote,s .will be back again to see what they can quote me for van insurance. Thanks a lot for you help will recommend to my friends and family. Cheers Mr m Thornton Read more
Can We Help?
Permanent Life Assurance Comparison
We compare for 2,000+ conditions:
- Angina, stroke and heart stents
- Diabetes and high blood pressure
- Many other conditions covered
- Compare online, or call us on 01243 784000.
Please untick this box if you don't want to receive email updates from payingtoomuch.com in the future.
About our specialist travel and holiday insurance serviceOur specialist travel and holiday insurance comparison service is able to provide for customers with pre-existing medical conditions and those aged 70 or over.
To compare prices, simply enter your trip details above and proceed as normal, declaring any pre-existing medical conditions when prompted.
|High blood pressure||£17.54|
|* Example premiums of a 50 year old travelling to Europe for 14 days.|
Which pre-existing medical conditions can you cover?We compare a range of pre-existing medical conditions; the most common conditions we encounter are listed below:
|Arrhythmia (irregular heartbeat)||High blood pressure||Pancreatitis|
|Bowel prolapse||High cholesterol||Polymyositis|
|Cardiac valve disease||Hypothyroidism||Psoriatic arthritis|
|Cervical spondylitis||Irritable bowel syndrome||Retinopathy|
|Chronic airflow limitation||Ischaemic heart disease||Rheumatoid arthritis|
|Coronary angioplasty||Joint replacement||Sleep apnoea|
|Deep vein thrombosis||Low blood pressure||Slipped disc|
|Dementia||Meniere’s disease||Ulcerative colitis|
Can I simply not declare my pre-existing medical condition?Any claims made as a direct or indirect result of a pre-existing medical condition must have been declared at the start of the policy in order to be successful.
Some customers do decide to take out standard travel insurance without disclosing their pre-existing conditions as the baggage and belongings cover will still be covered.
However these customers should be cautious about claiming for medical expenses or for claiming under cancellation due to falling ill before the departure date, as non-disclosure of pre-existing conditions could very likely invalidate such a claim.
Should I include standard travellers on a specialist travel insurance policy?It tends to be much cheaper to insure standard travellers on a separate policy than adding to a specialist policy that is designed to cover those with pre-existing medical conditions.
This is because the insurer is taking on the additional risk that the standard travellers may incur additional cancellation and curtailment costs as a result of the traveller with the pre-existing medical condition(s) becoming ill.
We therefore suggest you consider whether the standard travellers are dependent on those with the pre-existing condition(s). If the standard travellers would be unaffected by a worst-case scenario affecting the traveller(s) with the pre-existing medical condition(s), then they may only require a separate/standard travel insurance policy, which is likely to be significantly cheaper.
There will be some scenarios (eg. when travelling with those under 16) where it is necessary for standard and non-standard travellers to be placed on the same policy.