Excellent9.7 out of 10
568 customers have written a review on Trustpilot
I found your web site easy to use and the quality of the product is at a good price. Read more
quick and honest
the best prices i found on the internet Read more
m p dugan
good service and less cost than past year's insurance - thanks
Very prompt service Read more
A Great Insurance
Quick and easy to do I could not believe how reasonable the insurance is Thanks alot I will use you again and recommend you to friends D R Mills Read more
efficient, friendly, easy to understand, great service!
Was little worried as never had to buy travel insurance with pre existing medical conditions before. Needn't have worried! UK telephone number, no press 16 different digits before talking to an operative and they were friendly and efficient too! Great policy, super value for money, more than enough cover :-) Read more
saved a lot
my medical screening for holiday insurance made me feel at ease. it was conducted in a very helpful way can only be recommended Read more
Quick and efficient response to our enquiry, and very friendly assistant.
A friend recommended us to this website and we were more than happy with the result. Read more
EXCELLENT SERVICE - HIGHLY RECOMMENDED
If you are looking for travel insurance if you are (over 70 with medical conditions) or not then look no further as regards price etc, there is nothing to beat it. Staff are courteous and patient and you get personal attention. Read more
The lady on the phone really put my mind at rest, I felt as though she understod how nervous I was in getting all the info right .. Read more
Handeld very well
I used this site to gain travel insurance as i gave a stent & i am 70 they where very good to deal with & the right price Read more
Quick and Easy Agents to deal with very pleasant at all times of conversation
To whom it may concern, I would like to say that because I was unsure of the quote given on-line, I decided to telephone Paying to Much. They were really helpful in answering my questions. Becky was very good and answered my questions and made me feel very at ease with the answers she gave to me. Nothing was too much trouble for her. I would recommend this company to everyone who wanted quotes on line, but I myself preferred to speak to someone for my own peace of mind. A1 Company Read more
Mrs Adele Deacon
Cheapest insurance found
If you have medical issues use this site Read more
Mr K Hardy
A great and informative company
The information and advise from Becky was exceptional, i felt so much happier after speaking to her as i was unsure on several points she was very understanding and helpful Read more
efficent and gave best quote for my needs
Will use again later in year Read more
JUST THE BEST
5STAR IN MY OPINION WOULD RECOMMEND. TREATED ME AS AN IMPORTANT PERSON WITH THANKS Read more
Professional, friendly and easy.
Emma was easy to talk to and made the booking process easy. I would be happy to recommend this company to anyone who has medical issues. Read more
good all round easy transaction Read more
A pleasant easy way to obtain a quote
A private way to find out the price and benefits of your requirements at a fare price.Paying too much.com did this for me with ease. Read more
Emma was most helpful,kind and reassuring to advise me in choosing the most suitable insurance ,applicable for my husband,s needs.Emma took her time and did not rush me,which I was most grateful for.
As stated above.All I required was adequate insurance cover for my husband.Emma went beyond the call of duty to reassure me and I came of the phone feeling Emma had put my mind at ease.Now, I will feel more confident going abroad, knowing, that should anything happen, my hushand will get home safely.Thank you, Emma. Marian Totten Read more
friendly and pleasant experience
I would have no reservations in recommending this company to anyone looking for travel insurance if they have medical issues Read more
Permanent Life Assurance Comparison
We compare for 2,000+ conditions:
- Angina, stroke and heart stents
- Diabetes and high blood pressure
- Many other conditions covered
- Compare online, or call us on 01243 784000.
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About our specialist travel and holiday insurance serviceOur specialist travel and holiday insurance comparison service is able to provide for customers with pre-existing medical conditions and those aged 70 or over.
To compare prices, simply enter your trip details above and proceed as normal, declaring any pre-existing medical conditions when prompted.
|High blood pressure||£17.54|
|* Example premiums of a 50 year old travelling to Europe for 14 days.|
Which pre-existing medical conditions can you cover?We compare a range of pre-existing medical conditions; the most common conditions we encounter are listed below:
|Arrhythmia (irregular heartbeat)||High blood pressure||Pancreatitis|
|Bowel prolapse||High cholesterol||Polymyositis|
|Cardiac valve disease||Hypothyroidism||Psoriatic arthritis|
|Cervical spondylitis||Irritable bowel syndrome||Retinopathy|
|Chronic airflow limitation||Ischaemic heart disease||Rheumatoid arthritis|
|Coronary angioplasty||Joint replacement||Sleep apnoea|
|Deep vein thrombosis||Low blood pressure||Slipped disc|
|Dementia||Meniere’s disease||Ulcerative colitis|
Can I simply not declare my pre-existing medical condition?Any claims made as a direct or indirect result of a pre-existing medical condition must have been declared at the start of the policy in order to be successful.
Some customers do decide to take out standard travel insurance without disclosing their pre-existing conditions as the baggage and belongings cover will still be covered.
However these customers should be cautious about claiming for medical expenses or for claiming under cancellation due to falling ill before the departure date, as non-disclosure of pre-existing conditions could very likely invalidate such a claim.
Should I include standard travellers on a specialist travel insurance policy?It tends to be much cheaper to insure standard travellers on a separate policy than adding to a specialist policy that is designed to cover those with pre-existing medical conditions.
This is because the insurer is taking on the additional risk that the standard travellers may incur additional cancellation and curtailment costs as a result of the traveller with the pre-existing medical condition(s) becoming ill.
We therefore suggest you consider whether the standard travellers are dependent on those with the pre-existing condition(s). If the standard travellers would be unaffected by a worst-case scenario affecting the traveller(s) with the pre-existing medical condition(s), then they may only require a separate/standard travel insurance policy, which is likely to be significantly cheaper.
There will be some scenarios (eg. when travelling with those under 16) where it is necessary for standard and non-standard travellers to be placed on the same policy.