Customer Reviews
 
9.3 out of 10
189 customers have written a review on Trustpilot
Latest Reviews
payingtoomuch.com
 
5
24 May
Great service, great price
Really impressed, easy to use web site even though I have various medical conditions, and the price was the cheapest I found by some distance. Read more
payingtoomuch.com
 
5
23 May
easy to use application process and fast response from Customer Service team
easy to use application process and fast response from Customer Service team Read more
payingtoomuch.com
 
5
21 May
EASY APPLICATION
VERY EASY APPLICATION. NO AWKWARD QUESTIONS. VERY AFFORDABLE. THANKS. Read more
payingtoomuch.com
 
5
17 Apr
very easy and quick
very easy and quick Read more
payingtoomuch.com
 
4
14 Apr
Easy to follow and quick results
All in all a positive experience. Easy to follow instructions with a quick result offering a number of options. Read more
payingtoomuch.com
 
5
10 Apr
It was a very easy filling in the application form ,straight forward and stress free.
The whole experience , from start to finish was straight forward and very easy ,you are guided all the way through the form with very easy to follow instructions ,I found it a very satisfactory way of finding life insurance on the internet ,Thank you . Read more
payingtoomuch.com
 
5
05 Apr
GOOD SERVICE
Good Service and very competitive quotes. Read more
payingtoomuch.com
 
5
05 Apr
very good.
The Agent that delt with me was most helpful and friendly made dealing with this aplication a lot easier.Would recomend. Read more
payingtoomuch.com
 
5
04 Apr
Just Perfect!
I am very satisfied with the service, I will definitely use the website again. The person I've dealt with has been extremely nice, it really felt like a friend was taking care of the matter. Just go for it, you won't regret it. Read more
payingtoomuch.com
 
5
03 Apr
Hassle free!!
Very fast and efficient service offering many options. Policy cover was in place in no time after selecting the preferred provider. Premium was actually cheaper for exactly the same policy than going to the providers site direct. I checked!! Would recommend this site and would use again. Read more
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Enter your quote details to begin. This form takes about a minute to complete.
Compare discounted premiums from the UK’s top life insurers, and even check our prices against other online services.
Complete your life insurance application online or by calling us on 0800 321 3578.

Compare Life Insurance:

 
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Type of cover:
Critical illness?
Date of birth:
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Find out more about life insurance

Video Guide To Life Insurance Cover

We compare features, not just premiums

Our results table clearly shows the monthly premiums from up to 10 insurers all at once.

Policy differences are highlighted using ticks and crosses against additional features such as whether the policy provides cover during the application process, pays out early in the event of a terminal illness, or provides additional benefits such as bereavement counselling as part of the policy.

We work with the UK's top insurers to get you a great deal

We work with top insurers such as Aviva, Legal & General and LV= to provide discounted rates that some of our competitors don't provide. For more information about our pricing, see "Why are we so competitive?"
We check our pricing regularly. Here are the results of our research last done on 17 May 2013.
Level Term, £200,000 over 20 years,
non-smoker.
Age 34
Age 34
Male
Female
Payingtoomuch.com
£10.71
£10.71
comparethemarket.com
£10.85
£10.85
gocompare.com
£10.85
£10.85
USwitch
£11.05
£11.05
confused.com
£11.27
£11.27
Asda
£11.27
£11.27
More Th>n
£11.44
£11.44
Sainsbury's
£11.54
£11.54
Nationwide
£12.29
£12.29
Tesco Bank
£14.34
£14.34

We compare Critical Illness "extras"

If the Critical Illness option is selected the results screen digs deep into the small print to help you understand what “core conditions” are covered and importantly what extra pay-outs may be made on top of the core conditions.

Extra pay-outs can be made for conditions that aren’t quite as life threatening like low grade prostate cancer, breast cancer and coronary angioplasty (although these conditions feel serious to those that go through them).

It’s only by comparing the policy features in a transparent way that these important extras can be assessed against value for money.

Once you've compared, you can buy your policy online through our website

Once you've compared prices & features and found the right policy for you, you can fill in the rest of your details including any medical questions on our website. We'll then set the policy up on your behalf, so you don't even need to leave our website.

If you'd prefer, we can pick up your application on the phone, so you can apply without sending your bank details across the internet.

30 Day money back guarantee

You can cancel your application at any time up to 30 days after the policy has started and get a full money back guarantee. So you can apply and start a life insurance in the full knowledge that if you change your mind at any time you can withdraw from the transaction and get a full refund of any premiums paid.

Peace of mind

We can provide you with peace of mind. You can search all the options, select the one that suits your budget and circumstances and complete your application online or by phone.

Once you are covered you can rest assured that your dependants are well protected giving you that valuable peace of mind. Should you no longer require the cover at any time in the future you can simply stop paying the premiums and the cover will cease, no questions asked and without penalty.
 
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