Critical Illness Cover Comparison

About Critical Illness Cover

Critical illness cover gives you peace of mind, paying out a lump sum of money in case of a serious or critical illness.

Critical illness cover is there to cover current financial commitments such as mortgage repayments and outstanding loans, as well as additional expenses due to the illness, such as additional medical equipment and surgery.

As critical illness cover differs greatly between providers, use our critical illness cover comparison tool to find a suitable provider, followed by a careful check of the exact wording of the policy before purchasing.

We are living longer!

The good news is that improved life expectancy means we are living longer.

The bad news is that statistics show this increases the likelihood of you suffering a critical illness at some point in your life. So it is important to ensure any financial commitments are covered should a serious illness strike.

Critical illness cover can be used to cover a range of needs, which means you can concentrate on improving your health rather than worrying about the cost!

For example, a pay-out can be used to cover the cost of major surgery as well as to hire help during your illness, buy special equipment, adapt your house or car, and pay off a mortgage or outstanding loans.

Peace of mind

Critical illness insurance pays out a tax free sum in the event of you being diagnosed with a severe or critical illness.

Policies cover a wide range of illnesses, including the major ones such as cancer, Alzheimer's, stroke, heart attack, multiple sclerosis and organ transplant. However, not all severe conditions are necessarily covered so it is important to check by comparing critical illness cover online.

Policies will normally pay out if the policyholder becomes permanently disabled as a result of injury or illness. It can also provide you with a regular income depending on which critical illness you are diagnosed with.

The premium you pay will depend on a range of factors including the amount of cover you opt for, your age, health and occupation.