Excellent9.4 out of 10
211 customers have written a review on Trustpilot
polite, answered all questions ask, and offered a good quick service
I phoned after having a bad time with another insurance company and to be honest I cant fault any of the service given to me Read more
Super service from Beth (as last year). Realistic quotes to choose from
Just to complete my full review. I just hoped my ink would not run out whilst printing out the policy documents! Am very pleased with the efficiency of Payingtoomuch.com and the cost. Thanks for service. Everything was excellent and the cost realistic. Read more
Outstanding service in every way.
I would recommend Payingtoomuch so highly. I have existing medical conditions and have been quoted £1000, as the cheapest quote, one company stated that as I was 81 they would not cover me at all, another quote was £15000, I rang Payingtoomuch, had a delightful assistant called Michelle who was courteous, helpful and I have a Travel Insurance now for £341.00. I have seldom dealt with a more professional Company. Thank you. Read more
Ann Wright (Mrs)
BEST PHONE EXPERIENCE EVER
Recommended by a friend. Queries deallt with rapidly efficiently politely and satisfactorily by Becky. Will cetainly use the service again and have passed the telephone number on to all my friends and family. Thank you Read more
The cheapest quote I could get was £942 for travel insurance (I have health issues) and rang payingtoomuch.com as a last resort and they got me an annual policy for £360. What a result. Staff were wonderful - nothing was too much trouble. Will definitely use again. Read more
very helpful and very nice!
The person dealing with my insurance was very helpful. I had a lot of problems trying to get insurance for a medical condition, but the man on the phone dealt with everything. I am very happy with the way this company deals with their customers and how happy they are to help. Read more
Michelle has a very polite and lovely manner
The process of getting a quote was made a great deal easier because of the helpfulness of the member of staff concerned. We were very pleased with the quote compared to others we had received, particularly in view of some difficult medical questions. Read more
Efficient and courteous service
Getting a revised travel insurance quote was easy and quick. All my details were stored on file, and it took only 5 mins to update my current requirements. The travel documents were emailed through within 10 mins. If only everything in life were so simple!! Read more
Got my travel insurance with this company covered me for my medical conditions.
Lisa, at Paying too much, was very helpful and courteous and found the travel insurance that covered me for all my medical conditions at a good price, I knew it would be more than usual as I had a kidney removed because of cancer. Would recommend this company.Alan Wheeler Read more
A lady called Lisa was clear speaking, and dealt with my holiday insurance quickly and efficiently. Read more
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The Best Critical Illness Policy For YouNot all critical illness policies work in the same way. For example some plans are better for males as they pay an additional payment for testicular cancer whereas some are better for females as they pay an additional payment for Cancer Of The Cervix (Hysterectomy).
The payingtoomuch.com results screen specifically helps you see the policy differences at a glance.
About Our Critical Illness Cover & Life InsuranceCritical Illness Cover is there to provide peace of mind and cover current financial commitments such as mortgage repayments and outstanding loans, as well as additional expenses, such as medical equipment and private healthcare.
Our Critical Illness Cover even includes life insurance, entitling you to a payout on either diagnosis of a critical illness or death whilst the policy is in force.
We check our pricing regularly. Here are the results of our research last done on 05 Jun 2013.
Level Term, £200,000 over 20 years,
We are living longer!The good news is that improved life expectancy means we are living longer.
The bad news is that statistics show this increases the likelihood of you suffering a critical illness at some point in your life. So it is important to ensure any financial commitments are covered should a serious illness strike.
Critical illness cover can be used to cover a range of needs, which means you can concentrate on improving your health rather than worrying about the cost!
For example, a pay-out can be used to cover the cost of major surgery as well as to hire help during your illness, buy special equipment, adapt your house or car, and pay off a mortgage or outstanding loans.
Peace of mindCritical illness insurance pays out a tax free sum in the event of you being diagnosed with a severe or critical illness.
Policies cover a wide range of illnesses, including the major ones such as cancer, Alzheimer's, stroke, heart attack, multiple sclerosis and organ transplant. However, not all severe conditions are necessarily covered so it is important to check by comparing critical illness cover online.
Policies will normally pay out if the policyholder becomes permanently disabled as a result of injury or illness. It can also provide you with a regular income depending on which critical illness you are diagnosed with.
The premium you pay will depend on a range of factors including the amount of cover you opt for, your age, health and occupation.