Car Insurance For First Time Drivers

Car insurance for first time drivers can be rather expensive, as statistically, first time drivers are more likely to be involved in an accident, making their premiums more expensive.

However, some insurance companies are cheaper than others with first time drivers - premiums range drastically depending on the algorithms the companies use to decide them. Be sure to compare first time driver insurance online before purchasing, as quotes can vary drastically.

Remember also that the best car insurance for first time drivers may not always be the cheapest - be sure to consider whether you need additional extras, such as lost key insurance, wrong petrol insurance or legal cover.

Getting the cheapest first time driver insurance

The only way to get cheaper first time driver insurance is to reduce the risk for the insurer. Consider how you can do this when getting an insurance quote - can you drive less miles, park your car in a safer place, or only use the car for certain uses? You may wish to consider different policy types, but make sure you know exactly what you are covered for in the case of an accident.

Beware of "fronting" - first time driver insurance may be cheaper as a named driver, but can result in invalidation of your policy and even an accusation of fraud. In any case, being a named driver usually means you will not build up a no claims bonus, making it an expensive choice in the long run.

To compare first time driver insurers, click the "get a quote" button at the top of this page.