Car Insurance For 17 Year Olds

17 year old car insurance

It can be difficult to find affordable insurance for 17 year olds, as by their very definition, they will have had little or no driving experience. Obviously car insurance companies provide quotes on the basis of risk, and a lack of experience increases the risk of a pay-out for the insurer. The best 17 year old car insurance may be more expensive than the cheapest quote, as there may be additional extras, such as free windscreen replacement or lost key cover.

Getting the cheapest car insurance for 17 year olds

For parents, there may be a few ways of reducing your 17 year old's car insurance. If you share the car with your 17 year old and have a good driving history, you can reduce the cost of the policy by sharing it, and the 17 year old being a "named driver". However, being a named driver when in reality the younger driver predominantly uses the car can constitute fraud, and result in the insurance being invalidated. Another thing to consider is whether it is more beneficial to build up a good no claims bonus, as named driver insurance does not normally allow this.

One way of lowering your on-going insurance costs in the short term is to make sure to tell your insurers if you don't use your car very much (e.g. not in the week). What the car is used for (such as commuting, domestic or pleasure) also has an effect, as does the location of the car when it is not being used. It may also be wise to restrict the number of miles per year, although this is unlikely to have a significant impact in the lower figures.

Perhaps the easiest way to get cheap 17 year old car insurance is to use a comparison site! Click the button above to compare quotes.